The AutoQB guides
Six plain-English guides that follow the path most drivers take: understanding a quote, choosing coverage, comparing options and knowing what to do after a crash.
A quote is an insurer's estimate of what it would cost to cover you. Here is what goes into that number, which parts you control, and why prices vary so much from one company to the next.
Most auto policies are built from the same few parts. This guide explains what liability, collision and comprehensive each pay for, the gaps between them, and how to read the limits on a quote.
Your deductible is one of the few levers on your premium that you control directly. Here is how it works, where it applies, and how to find the level that fits your budget.
Two quotes are only comparable when they describe the same coverage. This guide shows how to set a baseline, line quotes up properly, and spot the differences hiding behind the price.
Not every driver who causes a crash has enough insurance to pay for it. Uninsured and underinsured motorist coverage is how your own policy fills that gap. Here is how it works.
The minutes after a crash are stressful, and it is easy to forget something that matters later. Keep this checklist handy for the scene, the first phone calls and the days that follow.
Quick reference
The words you are most likely to meet on a quote or a declarations page, in one sentence each.
Going further
Independent public organizations that are useful to know about. AutoQB is not affiliated with any of them. For questions about your own policy or your state's rules, your state insurance department is the authority.
The organization of the chief insurance regulators of the 50 states, the District of Columbia and the U.S. territories.
Consumer education from the FTC, the nation's consumer protection agency.
The federal agency responsible for consumer protection in the financial sector.
The federally authorized source for free copies of your credit reports from the three nationwide credit bureaus.
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